There are 18 regional payments associations, which provide businesses and financial institutions around the country with ACH information and resources. Please scroll to your state on the list below to find contact information for the regional payments association that serves your area.
A | C | D | F | G | H | I | K | L | M | N | O | P | R | S | T | U | V | W | U.S. Territories
| State | Regional Payments Association |
|---|---|
| Alabama |
ALACHA SFE Mobile and Baldwin counties are served by both ALACHA and SFE; please contact them directly to determine your association |
| Alaska |
NWCHA |
| Arizona |
Viewpointe Clearing, Settlement, and Association Services LLC |
| Arkansas |
some areas served by: some areas served by: |
| California |
WesPay |
| Colorado |
Viewpointe Clearing, Settlement, and Association Services LLC |
| Connecticut |
NEACH |
| Delaware |
The Clearing House Payments Association |
| Florida |
EastPay, Inc. |
| Georgia |
GACHA |
| Hawaii |
WesPay |
| Idaho |
WesPay |
| Illinois |
Southern Northern, up to and including Hancock, Schuyler, Cass, Sangamon, Christian, Shelby, Effingham, Jasper, Richland, Edwards, and Wabash counties. The Clearing House Payments Association |
| Indiana |
Northwest, including Newton, Jasper, Pulaski, Marshall, and Elkhart counties. The Clearing House Payments Association Elsewhere in the state: EPCOR |
| Iowa |
Southwest: EPCOR Elsewhere in the state: SHAZAM, Inc. |
| Kansas |
EPCOR |
| Kentucky |
Western: EPCOR Eastern: EPCOR |
| Louisiana |
some areas served by SFE some areas served by SWACHA |
| Maine |
NEACH |
| Maryland |
MACHA |
| Massachusetts |
NEACH |
| Michigan |
Upper peninsula: UMACHA Lower peninsula: The Payments Authority, Inc. |
| Minnesota |
UMACHA |
| Mississippi |
SFE |
| Missouri |
EPCOR |
| Montana |
UMACHA |
| Nebraska |
EPCOR |
| Nevada |
WesPay |
| New Hampshire |
NEACH |
| New Jersey |
The Clearing House Payments Association |
| New Mexico |
Northern: Viewpointe Clearing, Settlement, and Association Services LLC Southern SWACHA |
| New York |
The Clearing House Payments Association |
| North Carolina |
EastPay, Inc. |
| North Dakota |
UMACHA |
| Ohio |
EPCOR |
| Oklahoma |
EPCOR |
| Oregon |
WesPay |
| Pennsylvania |
The Clearing House Payments Association |
| Rhode Island |
NEACH |
| South Carolina |
SOCACHA |
| South Dakota |
UMACHA |
| Tennessee |
Some areas served by: Some areas served by: |
| Texas |
SWACHA |
| Utah |
WesPay |
| Vermont |
NEACH |
| Virginia |
If you are in Prince William, Fairfax, Loudon, and Arlington counties: MACHA Elsewhere in the state: EastPay, Inc. |
| Washington |
Washington is served by: NWCHA Southern counties are served by: WesPay |
| West Virginia |
Easternmost counties of Jefferson, Berkeley, Morgan, Hampshire, Hardy, Grant, Mineral, Tyler, Wetzel, Marshall, Ohio, Brooke, and Hancock counties: MACHA Elsewhere in the state: EastPay, Inc. |
| Wisconsin |
Northwestern: The Ninth Federal Reserve District is served by: UMACHA South: The Seventh Federal Reserve District is served by: WACHA |
| Wyoming |
Viewpointe Clearing, Settlement, and Association Services LLC |
| Washington D.C. |
MACHA |
| Puerto Rico |
The Clearing House Payments Association |
| U.S. Virgin Islands |
The Clearing House Payments Association |
| American Samoa |
WesPay |
| Guam |
WesPay |
| Northern Mariana Islands |
WesPay |