Even if your business has fewer than 50 employees, you can realize substantial cost savings and operational improvements by using electronic payments. ACH applications are designed to work the same way, regardless of the size of your business.

Here are just a few of the ways in which electronic payments help you streamline your check processing operations while improving your business efficiencies:

Lower Processing Costs

Electronic payments reduce administrative and processing costs, and add to your office's productivity by freeing up your staff from processing checks.

Speed Cash Flow

Electronic payments typically clear your account in about two business days. Whether you're converting checks that come from your customers, paying your employees by Direct Deposit, or making and accepting your own payments through Direct Payment, you can keep your cash flow under control and gain access to funds more quickly.

Simplify Reconciliation

Direct Deposit simplifies your account reconciliation process. Your company or organization's account statement will have a single dollar amount for the total amount of the Direct Deposit transactions, versus individual check amounts to reconcile.

Offer Employee Incentive

Small businesses cannot always offer some of the competitive benefits of larger firms, such as multiple healthcare options or large cash bonuses - but you can offer your employees Direct Deposit - 97% of employees who use Direct Deposit are very satisfied with it!

Easily Set Up

Most payroll software - including popular applications for small businesses - is equipped to handle Direct Deposit payments with very little setup.

Reduce Check Errors

Problems with electronic payments are very rare. The expenses due to lost or stolen paychecks or NSF fees on customer payments can quickly add up for small businesses, and electronic payments substantially reduce these fees.

Automate Bill Payments

Many of your recurring payments, from office rental and utility bills to vendor equipment and services, can be paid through Direct Payment, so that you never miss payments or incur late fees.