Privacy Policy

The sponsors of this website, NACHA - The Electronic Payments Association, and Electronic Payments Network (collectively the "Sponsors"), are committed to safeguarding your privacy. This website adheres to a rigid policy for ensuring the privacy of any personally identifiable information (name, mailing address, email address, organization, etc.) that may be collected through it.

Collecting Information

This website gathers email addresses from users who (1) login for general information, marketing, or other such content purposes or (2) opt in to electronic mailing lists for updates and newsletters. We may also collect other personal information, including mailing address and occupation, from users who choose to send such information by email.

This website will only collect personally identifiable information from you if you voluntarily supply it. On behalf of the Marketing Management Group, NACHA is the administrator of this website and the only organization that uses the information collected on this website. The Sponsors do not sell, share, or rent information from this website under any circumstances. The Sponsors will not disclose personally identifiable information without first receiving your permission.

Tracking and Cookies

This website collects non-personal information (IP addresses and login information, for example) from visitors to help us understand how our site is being used. Like most websites, this site may place a "cookie," or small file, in the browser of a visitor's computer. This cookie will assign a user a unique number that allows this website to save information so that the information does not need to be re-entered. At no time will this cookie reveal to others any information whatsoever.

Terms & Conditions

Your entry to this website constitutes your acceptance of the accompanying Terms and Conditions.

The following Terms & Conditions govern the use of the following website: http://www.electronicpayments.org. By visiting this website, you specifically and automatically agree to abide by these Terms & Conditions. The Sponsors reserve the right to modify these Terms & Conditions at any time. Your continued use of this site following the posting of any changes to these Terms & Conditions shall mean that you have accepted the changes in their entirety.

Use of Materials on this Site

It is NACHA's Marketing Management Group policy to allow limited reproduction and distribution of the materials posted on our website, unless particular materials are specifically restricted as noted on individual Web pages. Accordingly, you may copy, reproduce, and distribute content from this website, provided that: (1) the particular article or section is reproduced in its entirety in its original form and that you do not edit or otherwise change the substance or the content of material that you copy from this website, or change or delete any copyright, trademark, and other proprietary notices; (2) all copies include a statement that the material was reproduced from www.electronicpayments.org with the permission of NACHA; (3) all copies include the following notice, "Copyright © 2007 NACHA. All Rights Reserved"; (4) the copies are distributed only for noncommercial educational or public policy purposes; and (5) the copies are distributed at no charge. Provided you comply with all of these conditions, the Sponsors grant you a nonexclusive, nontransferable license to reproduce, copy, and distribute the materials on our website.

Other than as specifically described in the preceding paragraph, you may not copy, reproduce, distribute, modify, display, republish, transmit, repost, or otherwise use the content on our website without prior written permission from NACHA. To request such permission, please contact us. The name "NACHA - The Electronic Payments Association" and all related indicia are the properties of NACHA, and in no event may they be reproduced separately from the textual content associated with them on this website.

Security

The Sponsors work to maintain the privacy of any personally identifiable information (name, mailing address, email address, etc.) that may be collected though our websites. Please note, however, that, though this website has security measures in place, the Sponsors do not represent, warrant, or guarantee that personal information will be protected against unauthorized access, loss, misuse, or alterations. Similarly, the Sponsors disclaim liability for personal information submitted through this website. Users are hereby advised that they submit such personal information at their own risk.

Outside Links

This website includes temporary and permanent links to other websites. The Sponsors hereby disclaim responsibility for the privacy and security practices of other websites. Links to other websites do not constitute endorsement of those websites by the Sponsors or NACHA's Marketing Management Group.

Release and Indemnity

For good and valuable consideration, the receipt and sufficiency of which you acknowledge by your entry to this website, you hereby agree to release and waive any and all claims and/or liability against the Sponsors, and their current and former board members, officers, staff, consultants, agents, if any, and NACHA's Marketing Management Group arising from or in connection with your use of this website. You also agree to indemnify and hold harmless the Sponsors, and its current and former board members, officers, staff, consultants, agents, if any, and NACHA's Marketing Management Group from and against any and all actual or potential costs, fees, damages, assessments, penalties, sums, or amounts of any kind or nature whatsoever, including, without limitation, attoneys' fees, arising from or in connection with your use of this website or failure to abide by applicable law.

Disclaimer

The materials on this site are provided for informational purposes only and do not constitute legal advice.

The content of this website, including any links to third-party content, is provided "as is" and without warranties, express or implied. NACHA and its Marketing Management Group assume no liability or responsibility for any errors or omissions in, or reliance upon, the information in this website.

All warranties of any kind, either express or implied, are hereby excluded to the fullest extent of the law. NACHA and its Marketing Management Group make no warranty, and expressly disclaim any obligation, that the content on this website will be accurate, complete, or available at all times.

Governing Law

These Terms and Conditions shall be governed by and construed in accordance with the laws of the Commonwealth of Virginia applicable to contracts to be fully performed within that Commonwealth. Any dispute arising from these Terms and Conditions shall be finally resolved by the courts of the Commonwealth of Virginia, United States of America. Venue of any court proceeding related thereto shall lie exclusively within the Commonwealth of Virginia.