Electronicpayments.org : Direct Deposit, Direct Payment, & Check Conversion

Getting paid. Paying bills. Buying things. Writing checks. For almost 40 years, electronic payments have been simplifying these activities. Some of the most common types of electronic payments are processed through the Automated Clearing House (ACH) network, including Direct Deposit, Direct Payment, and check conversion.

This site was created to help you understand these three types of electronic payments. You'll learn how to benefit from them, how to get started, and what protections are in place to keep your money safe. View our demo »

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When Direct Deposit is offered by employers, more than three-quarters of employees select it as their preferred way to get paid, due to its safety, speed and convenience.
Should you be using Direct Deposit? »

Pre-authorized, automatic bill payments are used by more than half of U.S. households to pay their mortgage, loans, insurance premiums, and other monthly bills, while saving time and avoiding late fees.
Is Direct Payment a good option for you? »

Have you ever mailed a check to pay a bill or written a check at the grocery store and later discovered it on your monthly statement as an electronic debit? That check was converted into an electronic payment and processed through the ACH network – a procedure that businesses have adopted at a growing rate and you will see more of in the future.
Learn how it works »

Conozca lo que son los pagos electrónicos, sus beneficios y cómo empezar a utilizarlos; también puede aprender acerca de las medidas de protección adoptadas para que su dinero esté seguro.
Lea más sobre pagos electrónicos »